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+965 18 333 81

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PROPERTY INSURANCE

Protect Your Property Today!

Property Insurance

National Takaful Insurance Co provides all risk coverage to property whilst situated at the described premises against loss and/or damage due to any accident or misfortune other than those specifically excluded under the Policy.

Property All Risks Insurance

In this insurance, the company indemnifies the contributor for any unforeseen and sudden accident to the property insured whilst situated at the premises described in the policy. This includes loss or damage by fire, lightning, aircraft, explosion, earthquake, strike, riot, civil commotion, malicious damage, storm, tempest, flood, bursting, or overflowing of water apparatus (including sprinkler leakage), impact by own vehicles, theft or attempt of theft (by violence to persons or forcible entry or exit from the premises), and accidental loss or damage.

The coverage is usually provided for a period of one year, however it may be extended for 3 years according to the contributor wish or regarding some other parties such as banks, municipalities, etc…

The Sum insured should be adequate to cover the total exposure.
Our underwriters can help the contributor in determining the value of the property, in order to avoid any application of average in case of claims.

Fire and Allied Perils Insurance

There are 3 categories for this product:

  • First category cover losses &/or damages due to fire and lightening only.
  • Second category cover losses &/or damages due to fire, lightening and Allied Perils.
  • Third category cover what was mentioned in both categories and in addition it cover losses &/or damages due to burglary.

All categories have similar conditions, but differ in ratings terms.
The Sum insured  should be adequate to cover the insured items.
Our underwriters can help the contributor in determining the value of the property, in order to avoid any application of average in case of claims.

Burglary Insurance

The Burglary insurance policy covers losses &/or damages due to "Housebreaking". This shall mean:
- Theft of a property from contributor's premises following upon felonious entry to the said premises by violent and forcible means.
- Theft by a person in the premises who subsequently breaks out by violent and forcible means provided there shall be visible marks made upon the premises at the place of entry or exit by tools, explosive electricity or chemicals.
The sum insured should be adequate to cover the total exposure. The contributor should be able to provide the sum insured, but may seek help of our underwriters to determine how to do so. The sum insured is very important and needs to be given due consideration to avoid application of average in case of any claim.

Business interruption Insurance

Worse than the loss due to the risk of fire and the damages it may cause as a result, is to be unable to continue doing business after the break of the fire. Although, the business stops due to this calamity, there are certain charges that will independently continue irrespective of the situation that the contributor is placed in. These expenses such as bank interests, employee's salaries, rent, electricity and other standing charges, will still need attention in addition to the loss of revenue. This results in a loss of gross profits due to reduction in turnover and increased cost of working during the period of interruption. Here you will be able to seek information and request for quotation online.
For Business interruption cover to operate, it is compulsory that there be in place a Property All Risks or Fire insurance policy. This cover takes into consideration the following aspects which should be addressed when opting for this cover, and are:

  • Gross Profit
  • Wages
  • Standing Charges
  • Annual Turnover
  • Limit and Period of Indemnity.

This coverage is subject to a time excess e.g. first 7 days of the loss

Protect Your Dream Property

Ensure different types of risks
relating to household properties
all under a single policy.

Company informations

National Takaful Insurance Company K.S.C.C.


Al-Sour Street , Al-Tijaria Tower, 9th floor
P.O. Box 21149 Safat - 13072 Kuwait

Contact details

E-mail address:
contact@nationaltakaful.com

+965 18 333 81

Available 8:00am - 4:00pm