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Protect Your Property Today!

Property Insurance

Listed under this line of insurance number of policies designed to provide the maximum insurance protection for the insured property whilst situated at the described premises against loss and/or damage resulted from an insured peril.

Fire and Allied Perils Insurance

This insurance covers the insured property (buildings & Contents) against loss or damage directly caused by Fire and /or lightning

The following Allied perils can be added to insurance by an additional premium:
Explosion, Burglary by forcible entry/exit, Earthquake, Subterranean Fire, Impact by Vehicles, Falling of Aircrafts, Strikes, Riot or Malicious Damage , Storm, Tempest & Flood, Bursting or Overflowing of water tanks, apparatus or pipes. Also; Loss of Profit and Standing Charges, Loss of Rent and Third party property damage due to covered perils can be included in cover.

Property All Risks Insurance

This insurance covers All Risks of physical loss, destruction or damage to the insured property which occurred during the insurance period and is subject to certain terms, conditions and exclusions.
This policy provides a wider coverage than the Fire and Allied Perils insurance policy. Noting that PAR policy can be tailor made depending on the clients’ requirements.

The following extensions are available under the Property All Risks Insurance Policy:
• Loss of Profit ( Business Interruption)
• Loss of Rent
• Third party legal liability including the landlord’s liability towards tenants and the tenants’ liability towards the
• Strikes, Riot & civil Commotion.
• Malicious Damage.
• Accidental Damage to plate Glass fixed to the building.
• Debris Removal following loss or damage to the insured property.
• Fire Brigade Charges and extinguishing Expenses.

House Holder’s Comprehensive Insurance

Ensure different types of risks relating to house hold properties.

This insurance covers your house structure including the walls, roof, fixtures and fittings, garages, gates and fences, and your house contents like household goods, personal effects and other moveable possessions.

• Fire, lightning and domestic explosion
• Damages caused by aircraft and impact by vehicles or animals
• Bursting or overflowing of water tanks or pipes
• Theft by forcible entry / exit
• Storm, tempest and Flood.
• Loss of rent
• Public liability

Business interruption Insurance

This insurance is also known as consequential loss and loss of profits insurance. It provides cover for the financial losses due to an interruption to a business caused by material damage to property.
For Business interruption cover to operate, it is compulsory that there be in place a Property All Risks or Fire insurance policy.
What Business Interruption Insurance Covers
Profits: Based on prior months' performance, a policy will provide reimbursement for drop in profits due to an insured loss.
Employee wages: This is essential if a business doesn't want to lose employees while shut down. This coverage can help a business owner make payroll when you are unable to operate.
Fixed Costs: These can include operating expenses and other incurred costs of doing business.
Temporary Location: Some policies cover the costs involved with moving to and operating from a temporary business location.
Extra Expenses: Business interruption insurance will provide reimbursement for reasonable expenses (beyond the fixed costs) that allow the business to continue operating while the business gets back on solid footing

Protect Your Dream Property

Ensure different types of risks
relating to household properties
all under a single policy.

Company informations

National Takaful Insurance Company K.S.C.C.
Al-Sour Street , Al-Tijaria Tower, 9th floor
P.O. Box 21149 Safat - 13072 Kuwait

Contact details


+965 18 333 81

Available 7:30am - 3:00pm